Jay-Z and Beyoncé’s $57 million mortgage has attracted attention and triggered an online rebound from Nicki Minaj fans, questioning the couple’s wealth.
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Jay-Z and Beyoncé reportedly signed a fresh $57.75 million mortgage with the luxury Bel-Air Estate, and the internet didn’t waste a second before dragging them into a debate about whether the billionaire couple was caught in cash or just for playing chess with their financial situation.
The new 30-year loan is linked to their $88 million mountaintop luxury home in Los Angeles, increasing its total mortgage to the property to about $115.5 million, according to the Daily Mail.
The pair initially purchased a 30,000-square-foot home in 2017 and have secured a $52.8 million mortgage through Goldman Sachs.
Nicki Minaj fans react to Jay-Z & Beyoncé’s millions of new mortgage reports
While financial analysts think the move could be a strategic refinancing to free up capital (probably other investments or businesses), some Nicki Minaj fans see it as a shadow-throwing opening, especially after her recent attacks on Jay-Z and Roc Nation.
It seems Jay has taken two loans to use for the Bell Sky Mansion.
Strangely, when another female rapper started taking out loans in 2019, a lot of people had a lot to say.
I think this explains why tours happen more frequently. https://t.co/egmlcahvze
– BFB. (@fckwithwilly) July 22, 2025
A Nicki consistent account posted: “Nicki breaks and tours for free because of loans’, but when Jay Z and Beyoncé do it, are they strategic and money?”
Another said: “So Jay Z and Beyoncé are bankrupt now? No wonder Jay Z Stole nicki Minaj’s money, Beyoncé is touring a lot.”
But not everyone is embracing the narrative, that is, Carter is financially hurt. One user fired backwards: “You guys are all eating this nonsense, are Beyoncé and Jay Z going bankrupt? I know you’re all trying to read, but the same post mentioned that they bought $200 million in homes last year and paid cash. These fake financial booms gather and think about one thing worth billions of dollars is crazy.”
The Malibu property referenced was reportedly purchased in 2023 and is one of the most expensive residential real estate deals in California’s history.
Aside from music, the couple’s net worth is estimated to be between $3 and $4 billion. In addition to Jay-Z’s Roc Nation and Beyoncé’s Parkwood Entertainment Companies, its portfolio also includes stakes in companies such as Uber and D’Ussé, as well as a multi-million-dollar collection of artworks.